Damage to the following items on your property may be covered under an insurance policy:
- Roof
- Trees
- Landscaping
- Windows
- Garages
- Toolsheds
- Other Structures On The Property
- Guesthouses
- Cars
- Boats
- Four-Wheelers
- Other Vehicles On The Property
About us
At Dax F. Garza, P.C., we are driven by the desire to give access to good legal representation to as many people as possible. We treat clients like they matter – because they do.
Was Your Hail Damage Claim Denied?
Hail damage is a recurring and significant concern in Texas. Texas had over 450 hail events in 2022 alone, with the recent May 2023 hailstorm causing more than $1 billion in damage. Unsurprisingly, hail damage is one of the leading causes of property loss in the U.S. In a recent year, wind and hail damage made up 34.3% of property damage claims nationwide. Considering the severe impact that even a minor hailstorm can have, Texans heavily rely on property insurance coverage; and, when insurance providers attempt to dodge responsibility for hail damage insurance claims, residents and business owners alike suffer deep losses.
Reach out to us today to speak with our attorneys so we can explain your legal options and guide you through the process of seeking the compensation you deserve.
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Frequently Asked Questions
Can I Fight A Denied Insurance Claim?
The initial stages of addressing hail damage to your property or a denied hail damage insurance claim can be daunting. The good news is, in many cases you can fight denied insurance claims.
As a first step, we recommend that our clients start with a free consultation. This consultation serves as a pivotal opportunity for our legal team to gain insights into your unique circumstances, enabling us to provide you with a comprehensive understanding of your legal rights and potential courses of action.
Do I need to hire a lawyer?
Hiring a lawyer when your hail damage claim is denied by your insurance company is a critical step in ensuring you received what you are owed under the terms of your insurance policy. We have experience fighting the biggest insurance companies in the world… and winning.
Insurance claims, especially those related to hail damage, are intricate and challenging to navigate alone. Our skilled lawyers are experienced in pursuing justice for victims of wrongfully denied hail damage claims and possess the experience needed to assess your situation, interpret the policy, and identify any issues with the denial.
What are Bad Faith Insurance Claims?
Bad faith insurance is a claim that a policyholder has against their insurance company for its unlawful claims handling practices.
When it comes to fighting insurance companies, Dax F. Garza leverages his experience handling cases against large insurance companies to advocate for your rightful compensation. By partnering with our hail damage attorneys, you level the playing field against powerful insurance companies, increasing the likelihood of a successful settlement or trial verdict.
What is the cost of a hail damage lawsuit?
We work with our clients on a contingency fee basis. This means we only get paid if we win your bad faith insurance case or reach a favorable settlement on your behalf.
This approach allows victims of wrongfully denied insurance claims to access top-notch legal representation at our law firm without worrying about additional financial burdens during an already challenging time. Schedule your free consultation today.
Bad Faith Insurance Attorneys
A bad faith insurance attorney is a legal professional who focuses on representing policyholders who believe their insurance company has acted in bad faith by underpaying, delaying, or outright denying a valid claim for hail damage. When an individual or business files an insurance claim, they trust that their insurer will handle the claim fairly, promptly, and in accordance with the terms of the policy.
However, if an insurance company unjustly denies, undervalues, or unreasonably delays a legitimate claim, policyholders need a bad faith insurance claim attorney. Our attorneys hold insurance companies accountable, advocating for policyholders’ rights and pursuing legal action when necessary to ensure that insurance companies fulfill their duties.
Insurance companies will often use one of the following reasons for denying, delaying, or underpaying your claim:
- You filed a claim too late
- You failed to pay your monthly premiums on time
- Damages don’t meet your policy deductible (meaning the cost to repair the damage is less than your deductible)
- You provided insufficient documentation of the damage
- You weren’t aware of exclusion clauses in your policy
- You failed to prevent additional damage after the occurrence
If your insurance company has used any of the following to deny your claim, contact the bad faith insurance lawyers at Dax F. Garza, P.C. today. We can review your policy and the communications from your insurance company to determine if you have a bad faith insurance claim.
Texas Hailstorm Law
In the state of Texas, it is crucial to adhere to specific timeframes and legal restrictions when submitting claims for hailstorm-related damages. Failure to promptly initiate a claim or commence legal proceedings within these timeframes could result in losing your right to seek compensation.
The timeframe within which a hailstorm claim must be filed can vary, depending upon factors like the intensity and geographic location of the storm. Typically, in Texas, the statute of limitations for filing a hailstorm claim spans approximately two years from the date of the incident.
Contact us for a free consultation today.