Insurance Claim Disputes
What is Bad Faith Insurance?
The legal term bad faith insurance pertains to the rights of an insurance policyholder to defend itself should the insurance provider act in its own best interest as opposed to that of its customer. Under both federal and many state laws, insurance companies must deal in a positive manner with policyholders, a concept that is known as the “implied covenant of good faith and fair dealing.”
When an insurance provider is in violation of this policy, the customer has the right to file a claim and even sue on a bad faith claim, as well as a breach of contract claim. These claims potentially allow plaintiffs to collect punitive damages. Our law firm is experienced in fighting insurance companies who deceive their policyholders, and our areas of focus include:
Homeowners insurance often covers damage done by hail, which is difficult to predict but can cause serious damage in a matter of minutes. National figures put the damage in the billions per year with hail having the potential to seriously damage or destroy a property. Our attorneys know the damage hail can do and that insurance providers don’t like to pay for it.
Whether caused by a severe storm, hurricane, melting snow, or other cause, no state or home is immune from flood damage. Property owners who experience flood damage must have a knowledgeable partner who has extensive experience in recovering after water damage, including the repair and replacement of damaged items, as well as mold damage and remediation protocols.
Tornadoes can happen without warning and cause severe damage to properties. With the concept of depreciation, actual cash value, and other terms the insurance company may use to confuse its policyholders, it is important to have an attorney on your side.
Bad Faith Insurance Attorneys
If you have experienced damage to your property and are having issues with your insurance company, contact Dax F. Garza, P.C. to discuss your case and ensure that you are being treated fairly.